Category : Mortgages

House prices in some of the hottest markets have started to cool down, and there’s a possibility of them declining further. As I was looking...

Imagine this: instead of paying a mortgage fee for a new loan, you get a mortgage credit of $55,077. Sounds great, right? Well, not necessarily....

So, I did something that might seem a bit odd. I paid off my mortgage, even though it had a negative real interest rate. You...

Given the recent surge in inflation and mortgage rates since August 2020, some may question the wisdom of opting for an adjustable-rate mortgage (ARM) back...

In 2022, my wife and I finally managed to pay off the mortgage on our vacation home, a goal we’ve been working towards for 15...

Ever wondered why your mortgage interest rates don’t always follow the Federal Reserve’s rate cuts or hikes? Well, it’s because the Fed doesn’t directly control...

Your credit score can make a big difference when it comes to your mortgage rate. I learned this the hard way. Every time I tried...

I’ve received some great feedback from readers, and it made me realize that I missed out on a crucial financial step in my list of...

In 2020, I decided to go for a 7/1 adjustable rate mortgage (ARM) at 2.125% instead of a 30-year fixed-rate mortgage at 2.75%. I wanted...

Hey, I’ve got a crucial tip for those of you who have automatic mortgage payments and like to chip in a bit extra each month...