Category : Mortgages

Refinancing your mortgage without a job is a tough task. Once you lose your regular income, banks tend to see you as a risk. So,...

In 2021, refinancing your mortgage was a no-brainer. But in 2022, after a roughly 2.75% increase in mortgage rates, it’s not as clear-cut. However, there’s...

When the yield curve inverts, it’s a smart move to refinance your mortgage. Here’s a practical example to explain why. On March 11, 2019, Jerome...

Once you’ve taken out a mortgage on a house, you may start getting letters in your mailbox advertising Mortgage Protection Life Insurance (MPI). You’ll see...

Wow, I really lucked out and didn’t even know it until COVID-19 came along. You see, the pandemic has made mortgage rates fall as people...

Are you torn between choosing a 30-year fixed rate mortgage loan and an adjustable rate mortgage (ARM)? I’d argue that the 30-year fixed mortgage loan...

As a property owner with multiple residences, I always keep an eye on interest rates and the 10-year yield. With the recent drop in mortgage...

Considering refinancing your mortgage? Now might be a good time since rates are low, but they could rise as the economy recovers. If you’re having...

Congratulations on your new home! I’ve been in the real estate game for two decades now, and I’ve picked up a thing or two about...

Did you know that the limit on the mortgage interest deduction has been lowered? This happened when the Tax Cut & Jobs Act was passed...