Why Settling Your Mortgage Can Be A Misstep Amid an Inverted Yield Curve
Let me break it down for you. Paying off your mortgage is usually a smart move, but not always. If the yield curve inverts –...
Author : Jeremy
**When the Fixed Term Ends, How High Can an Adjustable Rate Mortgage Soar?**
An adjustable rate mortgage (ARM) is a type of home loan with an interest rate that can change after an initial fixed period. The main...
Turn Financial Downturns into Windfalls: A Comprehensive Guide to Maximizing Home Equity – The HELOC Edition
Buying a home isn’t just an investment, it’s a lifestyle choice. It’s about setting down roots in a place you love and building your life...
Navigating the Challenges of Relationship Pricing in Mortgage Refinancing
I recently tried to refinance my mortgage using relationship pricing, and boy, was it a headache! The idea is that by moving a bunch of...
Unraveling the Toughest Mortgage Refinance Journey: Essential Insights
After a grueling four months and a week, I finally managed to refinance my home mortgage. It was a tough process, and with rates on...
Embarking on Your First ‘Real’ Job? Here are 15 Essential Personal Finance Tips
Congratulations on landing your first career job! This is a major achievement and should definitely be celebrated. But once the confetti settles, it’s time to...
**Unlocking the Advantages: Why Recasting is a Superior Alternative to Refinancing Your Mortgage**
Ever thought about recasting your mortgage instead of refinancing it? I hadn’t, even though I’ve refinanced several mortgages on various properties since 2005. I’m all...
Unleash Your Energy: 25 Occupations that Maximize Calorie Burn and Amplify Activeness on the Job
Hey, did you know your desk job could be slowly harming your health? The American Heart Association has found that sitting for long periods can...
Are You Prepared for an Economic Downturn?
Before the COVID-19 pandemic hit in 2020, I asked you all a question: If the economy went belly up, would you be prepared? What if...
Unraveling the Family and Medical Leave Act (FMLA): Understanding Your Eligibility and the Governing Rules
In today’s fast-paced economy, staying ahead of the curve is crucial. Employers, especially those in competitive fields or those needing a lot of unskilled labor,...